On a $100,000 uncontested bodily-injury policy-limit settlement, a 10% pre-litigation fee structure ($10,000 fee) preserves up to $23,333 more in net client recovery compared to a traditional 33.33% contingency fee ($33,333 fee), before medical lien reductions.
| State | Statutory Authority | BI Filing Deadline | Comparative Negligence Rule | Net Client Share ($100k @ 10% Fee) | Net Client Share ($100k @ 33.3% Fee) | Pre-Litigation Fee Savings |
|---|---|---|---|---|---|---|
| AZ | A.R.S. § 12-542 | 2 Years | Pure Comparative (Recover up to 99% fault) | $90,000 | $66,667 | +$23,333 |
| CA | Cal. Civ. Proc. Code § 335.1 | 2 Years | Pure Comparative (Recover up to 99% fault) | $90,000 | $66,667 | +$23,333 |
| TX | Tex. Civ. Prac. & Rem. Code § 16.003 | 2 Years | Modified 51% Bar (0% if >50% at fault) | $90,000 | $66,667 | +$23,333 |
| FL | Fla. Stat. § 95.11(4)(a) | 2 Years | Modified 51% Bar (HB 837) | $90,000 | $66,667 | +$23,333 |
| NV | NRS § 11.190(4)(e) | 2 Years | Modified 51% Bar | $90,000 | $66,667 | +$23,333 |
| GA | O.C.G.A. § 9-3-33 | 2 Years | Modified 50% Bar (0% if >=50% at fault) | $90,000 | $66,667 | +$23,333 |
| IL | 735 ILCS 5/13-202 | 2 Years | Modified 51% Bar | $90,000 | $66,667 | +$23,333 |
| NY | N.Y. CPLR § 214(5) | 3 Years | Pure Comparative (CPLR § 1411) | $90,000 | $66,667 | +$23,333 |